Purchasing or selling a home has become a terribly complicated endeavor.  Waaay more complicated than it was prior to 2008, when the housing crash caused a lot of serious damage.  As lender’s are now gun-shy over the fact that there may be shenanigans with loan processing or appraisals, and the fraud that has come with everyone and their brother wanting to do a loan modification or short sale, the lender’s ire has been directed at the lowly consumer of real estate and financial products, with the collateral damage being the industry professionals that must contend with the heighted sense of awareness that now plagues every transaction.  Regrettably, nothing is simple or easy any longer with a real estate closing.  Everyone involved in a sale or purchase must contend with seemingly endless requirements and guidelines that are dictating the manner in which a transaction progresses to a closing.  The net result of this is not to create a better product, or better loan, but merely to cause a lot of real estate professionals major bald spots, as most of us spend at least part of our day pulling our hair out. The goal then?  Creating an environment that allows me to at least oversee, even anticipate, problems or concerns that may plague a successful closing of a real estate transaction.  And, as most problems in real estate can in fact be anticipated, they are much easier to solve before they become major problems.  The closer to a closing that a problem arises, the harder it is to solve it.  I pride myself on having my head on a swivel and continuously asking myself where the potential for a screw-up is, and how can I first avoid it, or if not, how can I fix it.